Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst
Citigroup•13h ago
United StatesHybrid$198.9K–$233.6KFull-timeSenior Level8+ yrs exp
H-1B sponsor
Top focus
Risk ConsultantPortfolio ManagerManagement Consultant
Citibank, N.A. seeks a Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst for its Long Island City, New York location
Duties
- Provide guidance and coordinate cost of credit activities for Consumer Credit businesses, including engaging with Modeling groups, in-business Retail and Wholesale groups and Finance groups.
- Establish cross-functional partnerships and networks.
- Sets standards for Personal Banking, CCAR, CECL, QMMF and Loss Forecasting processes and oversee the applications of those standards.
- Provides risk oversight.
- Managed the quarterly forecast process for Consumer Credit businesses, set up standards, share best practices, collect information, and create a report for the Senior Risk Management.
- Assist with the quarterly forecast process for Consumer Credit businesses.
- Track differences between actuals and forecast in order to retro-feed the process to improve forecast techniques.
- Participate in the Chief Risk Officer meetings to understand and challenge the forecasts assumptions and results.
- Execute Loss Forecasting analyses, projects, and reporting initiatives to support Personal Banking, Wealth Management and Legacy Franchise.
- Provide strategic analytics and insight regarding Cost of Credit (CoC) actuals and forecast to senior management including preparing Citi’s CFO for earnings release (CFO Earnings preparation).
- Improve process efficiency.
- Ensure that the Loss Forecasting methodology and forecasted cost of credit metrics are adequate, appropriate controls are in place
- the material for senior business reviews are prepared and delivered to Citigroup’s Credit Committee, CFO
- other business leaders.
- Collaborate with in-business risk portfolio managers and analysts
- internal functions, to coordinate official corporate forecast, understanding of the loss forecast drivers and process as well as understanding the risk and opportunities.
- A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols
Requirements
- Requires a Master’s degree
- foreign equivalent, in Finance, Actuarial Science or related field and 8 years of experience as a Risk Policy Manager, Risk Portfolio Manager, Risk Manager Payroll Portfolio, Credit Portfolio Group Manager, Credit Portfolio Senior Manager, Credit Portfolio Manager, Mortgage Models Senior Analyst, Scoring & Credit Policy Analyst
- related position involving Consumer Risk and Portfolio Management for a global financial services institution.
- Alternatively, employer will accept a Bachelor’s degree in the listed fields and 10 years of progressively responsible, post-baccalaureate experience in the listed positions.
- Full span of experience must include: Developing Credit Risk Strategy, including segmentations and scoring models
- Executing Credit Risk Programs, including risk identification, monitoring, and framework development
- and Developing risk reports using statistical and reporting tools including SAS, Tableau, Power BI, Microsoft Office.
- Additionally, 2 years of experience must include: Preparing and communicating Senior Management materials, providing insights for Consumer Credit Risk Portfolios and Strategies
- Contributing to the quarterly forecast process
- Setting and operational policies and procedures
- Working with institutional clients based in Mexico and the U.S.
- and Developing Loss Benchmarks curve methodology for Consumer products.
- Applicants submit resumes at https://jobs.citi.com/.
- Please reference Job ID #26972594.
- Wage Range: $198,900 to $233,557.54 Job Family Group: Risk Management Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Job Family Group: ------------------------------------------------------ Job Family: ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Long Island City New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
- Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
- For additional information regarding Citi employee benefits, please visit citibenefits.com.
- Available offerings may vary by jurisdiction, job level
- date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Aug 21, 2026 ------------------------------------------------------ Citi is an equal opportunity employer
- qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran
- any other characteristic protected by law.
- If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
- View Citi’s EEO Policy Statement and the Know Your Rights poster.
Required skills
FinanceActuarial ScienceCredit Risk StrategySASTableauPower BIMicrosoft Office