Model/Analysis/Validation Senior Analyst
Citigroup•9h ago
United StatesHybrid$142.2KFull-timeMid Level3+ yrs exp
H-1B sponsor
Citibank, N.A. seeks a Model/Analysis/Validation Senior Analyst for its Schaumburg, Illinois location
Duties
- Design and implement machine learning models (XGBoost, LightGBM, Neural Networks) tailored for Citi Cards portfolios to improve credit decisions.
- Build algorithms that generate credit decline reasons based on model outputs.
- Develop frameworks for feature selections, capping/flooring logic and hyperparameter optimization to streamline modelling processes across teams.
- Experiment with statistical segmentation methods to group customers by risk profiles and behavioral patterns.
- Identify and engineer predictive variables that capture customer delinquency risk using automated feature importance techniques like LightGBM.
- Conduct data analysis using tools like Python, SAS, SQL and Spark to access model performance and identify risks.
- Create documentation for Model Risk Management (MRM), including rationale for model choices, adverse action logic, and model monitoring plans.
- Collaborate with Risk Policy and Governance teams to ensure models are integrated into decision strategies and meet compliance standards.
- A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols
Requirements
- Requires a Master’s degree
- foreign equivalent, in Information Technology and Management, Statistics, Mathematics, Data Science or related field and 3 years of experience as a Risk Policy Senior Analyst, Analyst-Data Services, Data Analyst or related position using quantitative and analytic skills to derive data patterns, trends
- Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of progressively responsible, post-baccalaureate experience. 3 years of experience must include: Data Analysis to identify risks
- Data Mining
- Using Python and SQL for data-driven analytics
- Implementation of robust data quality checks and reconciliation processes across large-scale datasets to ensure accuracy and consistency
- and Liaising with cross-functional business partners including business, into production deployment.
- Applicants submit resumes at https://jobs.citi.com/.
- Please reference Job ID #26971143.
- Wage Range: $142,210 to $142,210 Job Family Group: Risk Management Job Family: Model Development and Analytics ------------------------------------------------------ Job Family Group: ------------------------------------------------------ Job Family: ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Schaumburg Illinois United States ------------------------------------------------------ Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
- Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
- For additional information regarding Citi employee benefits, please visit citibenefits.com.
- Available offerings may vary by jurisdiction, job level
- date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Aug 12, 2026 ------------------------------------------------------ Citi is an equal opportunity employer
- qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran
- any other characteristic protected by law.
- If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
- View Citi’s EEO Policy Statement and the Know Your Rights poster.
Required skills
PythonSASSQLSparkXGBoostLightGBMNeural Networks