Risk Policy Senior Officer I
Citigroup•4h ago
United StatesHybrid$181.4K–$205.4KFull-timeMid Level6+ yrs exp
H-1B sponsor
Top focus
Compliance OfficerPrivacy Officer
Citibank, N.A. seeks a Risk Policy Senior Officer I for its Wilmington, Delaware location
Duties
- Use statistical and data analysis tools and methodologies including Excel, SAS, and SQL to perform risk management strategic analysis and reporting.
- Collaborate on and manage ad-hoc analyses and ongoing portfolio reporting to measure and monitor credit risk, interpret trends
- explain key drivers for financial analysis and planning from a second line of defense / independent risk management perspective.
- Challenge proposed new initiatives, strategy changes and new product programs.
- Provide oversight and guidance to in-business risk teams to ensure adherence to risk appetite and financial plans, and compliance with retail credit risk management policies.
- Identify attributes from external and internal data sources to analyze expected credit behavior used to segment customers with similar risk profiles and identify credit risk behavior patterns.
- Lead or collaborate on strategic initiatives focusing on optimizing the bank’s retail credit risk management framework.
- Ensure compliance with consumer credit risk policies and identify opportunities and best practices to enhance retail credit risk policy.
- Perform governance activities for independent risk including assessing appropriate controls, including internal and external audits and policy governance task.
- Prepare presentations and materials for senior risk management.
- A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols
Requirements
- Requires a Bachelor’s degree (3 or 4 year), or foreign equivalent, in Finance, Commerce, Economics, Accounting or related field and 6 years of experience as a Credit Risk Analyst, Financial Analyst, Consumer Business Operational Risk & Control, Assistant Vice President – Sales Planning & Performance Management, Relationship Manager or related position in the retail credit risk management industry. 6 years of experience must include: Financial P&L analysis, including simulations and NPV
- Financial analysis / portfolio performance evaluation
- Financial planning, including budgeting & financial forecasting
- Expertise in portfolio governance concepts and Management Information Systems
- Advanced knowledge of the retail credit lending industry and products, especially unsecured products, including credit cards and personal loans
- and Advanced knowledge of U.S. banking regulations with particular emphasis on retail lending and bank safety & soundness.
- Applicants submit resumes at https://jobs.citi.com/.
- Please reference Job ID #26972856.
- Citi offerings may include discretionary incentive & retention awards for eligible employees.
- Citi also offers competitive benefits.
- See citibenefits.com .
- Wage Range: $181,400 to $205,400 Job Family Group: Risk Management Job Family: Risk Framework and Policy ------------------------------------------------------ Job Family Group: ------------------------------------------------------ Job Family: ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Wilmington Delaware United States ------------------------------------------------------ Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
- Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
- For additional information regarding Citi employee benefits, please visit citibenefits.com.
- Available offerings may vary by jurisdiction, job level
- date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Aug 07, 2026 ------------------------------------------------------ Citi is an equal opportunity employer
- qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran
- any other characteristic protected by law.
- If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
- View Citi’s EEO Policy Statement and the Know Your Rights poster.
Required skills
ExcelSASSQLFinancial AnalysisPortfolio GovernanceRisk ManagementFinancial PlanningBudgetingFinancial ForecastingU.S. Banking Regulations