Credit Risk Analytics Intermediate Analyst

Responsibilities

• Develop Risk Segmentation, Underwriting, Line management, Account management strategies, PnL optimization Hands on experience of Credit Risk strategy development.
• Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams.
• Implement initiatives to ensure consistency and compliance with global credit policies Observe key credit trends, threats, inaccuracies and drivers of those observations.
• Support Audit requirements from external/internal auditors & queries from Independent Risk Strong analytic, strategic and project management skills Create story boards, presentations and project plans for discussions with senior management – drive insights Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation
• hypothesis testing Knowledge and experience of statistical procedures and financial analytic tools. (SQL, R, Python, Hadoop, Spark, SAS) and Machine Learning knowledge preferred Qualifications: 5+ years of relevant experience Ability to apply credit and risk principles toward business goals Gen AI/ AI ML proficiency is a plus Data visualization, Tableau, Python skill are a plus Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency Proven ability to remain organized in a fast-paced environment, managing multiple projects Proven interpersonal, organizational and analytic skills Education: Advanced Degree (Masters required) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance)
• other highly quantitative discipline ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Policy, Procedure
• Regulation, Portfolio Analysis, Risk Management Lifecycle. ------------------------------------------------------ Other Relevant Skills Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Citi is an equal opportunity employer
• qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran
• any other characteristic protected by law.
• If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
• View Citi’s EEO Policy Statement and the Know Your Rights poster.