Senior Director - Emerging Payments Product Compliance

What You'll Do

• Advise product, sales
• business leaders on regulatory requirements and compliance considerations for emerging payment solutions, including embedded finance, digital assets, cross-border payments
• complex funding and disbursement models.
• Guide compliance input during product design, platform development, client onboarding, and go-to-market planning to support compliant product delivery and operational readiness.
• Interpret and apply regulations related to anti-money laundering (AML), Bank Secrecy Act (BSA), sanctions, payments, and funds movement across new products, partnerships, and business models.
• Lead compliance risk assessments for new products, client structures, strategic opportunities, and third-party relationships to identify control requirements and mitigation plans.
• Establish and maintain compliance frameworks, policies, governance routines, monitoring activities, and testing approaches aligned to emerging risks and regulatory expectations.
• Represent the organization in regulatory examinations, client discussions, due diligence activities, and industry forums, communicating compliance requirements and program capabilities clearly.
• Drive alignment across compliance, legal, risk, product, and operations teams by providing risk insights and recommendations that support enterprise decision-making.
• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
• Experience you'll need to have: 6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.
• Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.
• Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.
• Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.
• Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.
• Experience that would be great to have: Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.
• Experience supporting embedded finance, cross-border payments, digital assets, stablecoin activities, or similar emerging financial services offerings.
• Experience with stablecoin and digital asset regulatory frameworks.
• Experience in high-growth or emerging financial services verticals.
• Experience supporting complex client onboarding, deal structuring, and due diligence activities.
• How you'll work: This role is on-site Monday through Friday.
• Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
• This role requires use of a computer and audio equipment.
• Sponsorship: You must currently possess valid and unrestricted U.S. work authorization to be considered for this role.
• Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.
• Benefits at Fiserv: Fuel Your Life program to support your physical, financial, social, and emotional well-being.
• Paid holidays and generous time away policies.
• No-cost mental health support through Employee Assistance Programs.
• Living Proof program to recognize your peers’ extra effort with points redeemable for rewards.
• Eight Employee Resource Groups to foster a collaborative culture and expand your network.
• Unparalleled professional growth with training, development, and internal mobility opportunities.
• Medical, dental, vision, life, and disability insurance options available from day one.
• Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
• Tuition assistance and reimbursement program.
• Paid parental and military leave. #LI-CR1 Salary Range $150,000.00 - $240,000.00 These pay ranges apply to employees in New Jersey and New York.
• Pay ranges for employees in other states may differ.
• It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
• For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company’s sole discretion.
• Thank you for considering employment with Fiserv.
• Please: Apply using your legal name Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
• Our commitment to Equal Opportunity: Fiserv is proud to be an Equal Opportunity Employer.
• All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status
• any other category protected by law.
• If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com .
• Please note our AskHR representatives do not have visibility to your application status.
• Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.
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• Fiserv is not responsible for any fees associated with unsolicited resume submissions.
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