Senior Compliance Analyst
Lithic•4h ago
United StatesRemote$86K–$140KFull-timeMid Level3+ yrs exp
Top focus
Compliance Officer
- Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.
- Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex
- Novo rely on Lithic's developer-friendly APIs, direct network connections
- flawless reconciliation to launch and scale card programs in weeks, not years.
- We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes
- Mastercard, along with many others.
- We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.
- Our Risk & Compliance team is hiring for a Senior Compliance Analyst who is curious, ambitious
- wants to build compliance infrastructure that scales. The Compliance team manages KYC/KYB onboarding, CDD/EDD reviews, OFAC screenings
- bank partner deliverables across multiple sponsor bank relationships. We’re an AI forward team actively automating compliance workflows
- this person will play a direct role in shaping how that work evolves. You’ll work alongside business facing, revenue generating teams and have a direct impact on the customer experience for some of Lithic’s largest enterprise clients. This is not a back office seat, Risk & Compliance at Lithic is a growth function.
- What You'll Do
- You will own compliance execution and quality across Lithic's CIP, KYB, and CDD/EDD programs, while contributing to the AI-assisted workflow infrastructure that makes that work scalable and defensible.
- Core responsibilities include:
- Own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs
- Perform quality assurance on AI-assisted onboarding decisions and document reasoning in a format that holds up to bank partner and regulatory scrutiny
- Identify process gaps and propose improvements
- Support bank partner deliverables across Lithic's sponsor bank relationships
- Contribute to AML/BSA compliance & Regulatory compliance testing and oversight activities
- Work with Product and Engineering when new features touch compliance
- Contribute to Lithic's long-term compliance strategy by helping build infrastructure that scales
- What You'll Need
- Minimum Qualifications
- 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment, and a direct CIP background required
- Self-starter who can work independently while knowing when to escalate and collaborate
- Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners
- Direct experience with KYC/KYB tools
- Exceptional organizational skills and ability to create structure where none exists
- Strong written and verbal communication
- Solid grasp of the regulatory framework governing financial products (Reg E, Reg Z, and USA PATRIOT Act, etc)
- CAMS certified or actively working toward it
- Nice to Have
- Experience in compliance QA or program testing
- Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar)
- Experience in card issuing, payments, or fintech with exposure to sponsor bank relationships and regulatory requirements
- Base Salary: $86,000 - $140,000
- This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.
- Benefits for Full-Time US Employees:
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD
- NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.
- In-office employees receive:
- Commuter benefit
- Catered lunch every Tuesday and Thursday
Required skills
complianceKYCKYBAMLBSAAI governanceregulatory compliancequality assurance