IN_Senior Associate_Lending & NBFI_GCC_Advisory_Bangalore
Line of Service Advisory Industry/Sector Not Applicable Specialism Operations Management Level Senior Associate Job Description & Summary At PwC, our people in software and product innovation focus on developing cutting-edge software solutions and driving product innovation to meet the evolving needs of clients.
These individuals combine technical experience with creative thinking to deliver innovative software products and solutions. Those in software engineering at PwC will focus on developing innovative software solutions to drive digital transformation and enhance business performance.
In this field, you will use your knowledge to design, code, and test cutting-edge applications that revolutionise industries and deliver exceptional user experiences. *Why PWC At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities.
This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life.
Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law.
We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. " Job Summary: We are seeking a highly analytical and strategic Associate / Senior Associate to join Financial Services Advisory team .
The ideal candidate will have extensive experience in consulting clients in the financial domain especially in the lending and Non-Banking Financial Institutions (NBFI) sector ( within the Kingdom of Saudi Arabia ) . Also , the candidate should be adept at developing business plans and long-term financial strategies at both product as well as overall organizational level.
Candidate will be responsible for crafting impactful presentations and proposals, managing RFP processes, engaging with vendors and effectively managing stakeholder relationships. This role is pivotal in driving the growth of lending business for our clients by managing the entire product lifecycle in full compliance with SAMA regulations.
Responsibilities Business Case & Strategy Development: Conduct in-depth market analysis, competitive landscaping, and feasibility studies to identify new lending product opportunities. Develop comprehensive business cases for new products, including financial modeling, revenue projections, and risk assessment.
Define and articulate the product vision, strategy, and roadmap for the lending portfolio (e.g., Personal Loans, SME Financing, BNPL, etc.). Present business cases and strategic recommendations to senior management and key stakeholders. Product Definition & Documentation: Translate business strategy into detailed requirements by authoring high-quality Business Requirement Documents (BRDs).
Develop and document Standard Operating Procedures (SOPs) for lending operations, customer service, and collections. Design and map end-to-end customer journeys and internal operational workflows in collaboration with Operations, Tech, and Risk teams.
Implementation & Go-To-Market: Act as the key business liaison with the technology team to ensure product features are developed as per business requirements. Define workflows and operating procedures for end to end lending lifecycle including customer acquisition & onboarding, disbursement, repayments and collections, customer service Assist in the testing phase by defining User Acceptance Testing (UAT) scenarios and test cases, participating in testing, and providing sign-offs .
Collaborate with Marketing and Sales teams to develop and execute a successful go-to-market strategy for new products. Compliance & Governance: Ensure all product designs, processes, and documentation are fully compliant with the guidelines and regulations issued by the Saudi Central Bank (SAMA) for Finance Companies/NBFIs.
Liaise with Legal and Compliance teams to secure necessary approvals for all product initiatives. Business Model & Financial Planning : Develop comprehensive business model and long-term financial plans for individual products and align them with the overall company strategy.
Analyze financial data to assess the company's performance and forecast future growth opportunities. Consulting Expertise: Provide expert consulting services to clients, focusing on various financial products and solutions. Assist clients in optimizing financial operations and achieving strategic objectives within the financial domain.
Design and prepare compelling PowerPoint presentations that effectively communicate proposals and meet client requirements. Collaborate with cross-functional teams to ensure presentations align with client and company goals. Request for Proposal (RFP) Management: Lead the preparation, development, and rollout of RFPs to solicit proposals from potential vendors or clients.
Ensure RFPs are comprehensive, accurate , and aligned with strategic objectives . Stakeholder Management: Engage with stakeholders at all levels to understand business needs and deliver tailored financial solutions. Facilitate communication and foster strong relationships with internal and external stakeholders.
Qualifications & Experience Experience: 4 -7 years of progressive experience in consulting, product management, business analysis, or strategy within the Lending and/or NBFI sector in the Kingdom of Saudi Arabia. Education: Master’s degree in Business Administration , Finance, Economics, or a related field.
Track Record: Proven track record of successfully launching and managing lending products from concept to launch in the KSA market. Documentation Expertise: Demonstrable expertise in writing detailed BRDs, creating process flow diagrams, and authoring clear SOPs.
Exceptional ability to prepare and deliver high-quality presentations, proposals, RFPs , business model and financial plan . Regulatory Knowledge: In-depth, practical knowledge of the SAMA regulatory framework for NBFIs and Finance Companies , Sharia compliance and various contracting types such as Murabha , Tawarruq , etc.
Technical Familiarity: Hands-on experience with the product development lifecycle, including participating in UAT and working closely with technical/engineering teams. Desired Attributes Analytical Mindset: Strong quantitative and qualitative analytical skills with the ability to turn data into actionable insights.
Strategic Thinker: Ability to see the bigger picture and develop a long-term vision for products. Communication Skills: Excellent written and verbal communication skills in English . Ability to converse in Arabic are highly preferred. Stakeholder Management: Proven ability to collaborate effectively with cross-functional teams (Technology, Operations, Risk, Legal, Marketing).
Problem-Solver: Proactive, resourceful, and adept at overcoming challenges in a fast-paced environment. Ownership Mentality: A self-starter who takes ownership of projects and drives them to successful completion. Mandatory Skill sets: Business Analyst, Payments, NBFI Preferred skill sets: Agile,Scrum Years of experience Required: 4-8 Years Education Qualification: MBA, BCOM Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: MBA (Master of Business Administration), Bachelor of Engineering Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills Business Analyzer, Business Finance, Finance Management Services Optional Skills Acceptance Test Driven Development (ATDD), Acceptance Test Driven Development (ATDD), Accepting Feedback, Active Listening, Analytical Thinking, Android Operating Systems, API Management, Appian (Platform), Application Development, Application Frameworks, Application Lifecycle Management, Application Software, Business Process Improvement, Business Process Management (BPM), Business Requirements Analysis, C#.NET, C++ Programming Language, Client Management, Code Review, Coding Standards, Communication, Computer Engineering, Computer Science, Continuous Integration/Continuous Delivery (CI/CD), Creativity {+ 46 more} Desired Languages (If blank, desired languages not specified) Travel Requirements Not Specified Available for Work Visa Sponsorship?
No Government Clearance Required? No Job Posting End Date July 23, 2026