Portfolio Credit Risk Management 2nd LOD Lead Analyst
Citigroup•21h ago
United StatesHybrid$134KFull-timeMid Level6+ yrs exp
H-1B sponsor
Top focus
Risk ConsultantPortfolio ManagerManagement Consultant
Citibank, N.A. seeks a Portfolio Credit Risk Management 2nd LOD Lead Analyst for its Getzville, New York location
Duties
- Responsible for analyzing credit portfolio limits and stress testing to ensure a balance between risk and reward and alignment with the company’s risk appetite.
- Developing and applying advanced methodologies for limit setting within the credit portfolio by factoring in industry trends, regulatory standards, and internal risk appetite
- maintaining and evaluating comprehensive risk profiles, coordinating with regulatory bodies, conducting regular portfolio health checks, and proactively identifying top risk factors.
- Performing regular portfolio analysis and providing updates on portfolio performance, market trends, and risk factors to support ongoing risk assessment and mitigation
- participating in governance discussions by interpreting limit governance rules and supporting activities related to single-name and distribution risk to ensure regulatory compliance.
- Representing and coordinating second line of defense risk appetite engagement through effective communication of risk statements and assessments
- executing and maintaining the end-to-end framework for credit reserve adequacy and stress testing to support proper credit portfolio risk management.
- Examining, challenging, and validating new account strategies and account management developments to perform robust risk checks and minimize potential risk exposure.
- Conducting internal and oversight reviews of processes and controls, including participation in internal audits and regulatory examinations.
- Assessing risk in business decision-making by applying advanced analytical skills to evaluate potential risks and protect the firm’s reputation.
- Ensuring ethical conduct and compliance with applicable legal and regulatory requirements by critically reviewing and challenging activities and processes
- monitoring industry trends and communicating analytical insights to stakeholders to support complex business decisions.
- Applying emerging credit risk analysis trends to improve forecasting and allowance calculations.
- Enhancing the efficiency and effectiveness of compliance processes related to credit portfolio limits through subject-matter expertise.
- Providing independent oversight and analytical challenge of first-line-of-defense portfolio management processes.
- Proactively identifying opportunities to streamline work and implement process improvements that enhance efficiency and operational effectiveness.
- Taking accountability for identifying, escalating, and managing potential risks and implementing controls that improve client experience.
- Anticipating issues and developing solutions that address root causes and drive meaningful improvements.
- A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols
Requirements
- foreign equivalent, in Business Administration, Finance, Economics, Accounting or a related field
- six (6) years of experience in the job offered or in a related finance occupation supporting business risk and controls programs to ensure proper governance and controls exist for global risk management operations.
- Six (6) years of experience must include: Developing, designing and implementing enhanced end-to-end risk rating processes for Wholesale Credit portfolios
- Performing Issue Management and supporting and coordinating projects related to the end-to-end process of identifying, raising, remediating, and closing gaps related to risk rating frameworks and practices
- Implementing governance of risk rating policy standard and operating procedures
- and Developing of new or existing controls, monitoring, reporting, and escalation practices to address data quality concerns and ensure adherence to policy, standards, and operating procedures.
- In the alternative, the employer will accept a Master’s degree and four (4) years of experience. 40 hrs./wk.
- Applicants submit resumes at https://jobs.citi.com/ .
- Please reference Job ID# 26954984.
- Wage Range: $134,000.00 to $134,000.00 Job Family Group: Risk Management Job Family: Business Risk & Control ------------------------------------------------------ Job Family Group: ------------------------------------------------------ Job Family: ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Getzville New York United States ------------------------------------------------------ Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
- Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
- For additional information regarding Citi employee benefits, please visit citibenefits.com.
- Available offerings may vary by jurisdiction, job level
- date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Aug 18, 2026 ------------------------------------------------------ Citi is an equal opportunity employer
- qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran
- any other characteristic protected by law.
- If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
- View Citi’s EEO Policy Statement and the Know Your Rights poster.
Required skills
Risk ManagementCredit RiskData AnalysisGovernanceRegulatory ComplianceFinancial AnalysisPortfolio ManagementStress TestingMethodologiesInternal AuditsProcess ImprovementAnalytical SkillsIssue ManagementControlsReporting