Product Specialist II - Pricing Specialist - Leasing

Job Description At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.

This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.

These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.

Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Join us! Job Description: Provides analytical support to Global Leasing client teams (including Global Vendor Finance) throughout the sales process for a broad range of structured asset-finance transactions (including US True Leases, finance leases and loans) across a broad range of asset classes and markets.

Responsible for integrating tax, accounting, credit, and other financial constraints in lease optimization models. Prepares pricing and other economic analyses for clients and coordinates with internal functional groups to finalize client pricing for funding and booking.

Works independently with limited direction. May also be required to work on strategic analytic assignments and/or the development of analytical tools to support the Global Leasing business. “Internal employees who are currently working from home are still eligible to apply.

However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy." Responsibilities: Evaluate transaction economics (using a number of pre-tax and after-tax analytical metrics) Price new transactions for both hold and sell, and model transactions around internal metrics and/or syndication market Use creativity to optimize cash flows / structures Advise on tax and other technical aspects of lease structuring and analysis Prepare presentation materials for internal and external presentation Prepare associated document schedules and pricing exhibits; and review / develop documentation as needed Act as an analytical consultant and provide economic expertise and structuring solutions to the Leasing team, external clients, and management (both informally, and within formal transaction review / approval forums) Provide support in identifying, analyzing and working through commercial, structural, tax and accounting issues Point of contact for Credit, Risk, Finance, Tax, and Operations on economic / tax / structural / accounting questions or issues Develop and maintain analytical models as needed Required Qualifications: 3 + years of experience with complex financial analysis and/or financial modeling Strong analytical / financial analysis skills with strong business acumen in the commercial banking industry Expertise in use of Excel and/or specialized tools for cash flow optimization and analysis Demonstrated experience working with Accounting, Tax, Credit, Operations and Documentation functions in the Leasing / Structured Asset Finance / Project Finance or similar sector Confidence to challenge inefficient solutions and pro-actively escalate any concerns to the team Bachelor’s Degree Desired Qualifications: Lease or Structured Asset Finance related work experience Understanding of leasing or related asset finance products and technical expertise in associated lease taxation, accounting, or regulatory capital calculations Proficiency in dedicated loan and lease pricing software (e.g.

Ivory SuperTrump software) Finance, or other business concentration with Mathematical/Computational bias preferred Skills: Attention to Detail Issue Management Lease Structuring Prioritization Written Communications Analytical Thinking Collaboration Financial Forecasting and Modeling Oral Communications Problem Solving Business Acumen Continuous Improvement Innovative Thinking Reporting Coding Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - RI - Providence - 1 Financial Plz - 1 Financial Plaza (RI1537) Pay and benefits information Pay range $83,000.00 - $126,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.